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What is the difference between life insurance and life assurance?

Navigating the world of life insurance can be a challenge, especially if you don’t know what you are looking for. One of the biggest stumbling blocks is knowing the difference between life insurance and life assurance. If you want to ensure that your family are looked...

What credit score do I need for a mortgage?

Buying a house is an exciting time for everyone involved, but it doesn’t come without a lot of preparation and thorough considerations. This includes getting your credit score up to scratch! If you’re wondering ‘what credit score do I need for a mortgage?’ Don’t...

What is relevant life insurance?

Relevant life insurance is a type of life insurance policy that an employer can take out to provide death-in-service benefits for an employee. Life insurance is a form of financial protection that provides a financial benefit to beneficiaries on the life assured’s...
How Long Does A Mortgage Application Take?

How Long Does A Mortgage Application Take?

Buying a property can be one of the most daunting and stressful times in your life and one of the worst parts can be awaiting the decision on your mortgage application. Typically, the average time for a mortgage application to be approved is around 2 weeks. However,...

Student Accommodation: A Good Investment?

Student Accommodation: A Good Investment?

As we start to approach this time of year, parents and fresh-faced new students start to arrive at universities across the UK. Setting up dorms, paying the student fees and tackling IKEA for the all-important supplies needed to send them on their way into the student...

Business Lending

Business Lending

A Business Loan is a common form of finance for businesses and one of the first options many S.M.Es consider when seeking funding. The lender provides money that the borrower pays back, with interest, over an agreed period. Many funders provide business loans in the...

Invoice Finance

Invoice Finance

Invoice Financiers use unpaid invoices as security for providing funding. Approved businesses access a percentage of an invoice’s value, typically 85 or 90% and quickly; sometimes within 24 hours. The amount of funding given is based on the risk appetite of the...

CBILS Loan Scheme

CBILS Loan Scheme

Who are providing these loans? Initially there were over 40 accredited lenders providing the loans, including all the high street banks, regional and alternative funders. In the last few days there have been several new lenders being accredited to offer these loans,...

Revolving Credit Facilities

Revolving Credit Facilities

Revolving credit facilities are a great alternative to a traditional overdraft provided by the high street banks. The funder agrees a line of credit with the business which can be drawn down and repaid during the agreed term. Interest is often charged for the funds...