Private Medical Insurance Advice
Despite our amazing and free NHS health care service that is available in the UK, Private Medical Insurance offers an alternative way to ensure you have the choice of care you need for treatment for illnesses and injuries that you would otherwise have to wait for from the NHS. You also have more control over where you are treated which can of course be a more pleasant experience than it otherwise could be.
Depending on the policy taken out, most Private Medical Insurances (PMI) can cover medical conditions for you, your family or business can even be taken out to provide employees additional benefits, our specialist medical insurance advisors can give you the advice you need to make an informed decision as to what policy best suits your needs.
A PMI policy gives you the freedom to potentially bypass lengthy NHS queues, be treated in private practices rather than the usual NHS hospitals and have options for specialist medical care that the NHS wouldn’t fund.
Some policies even pay you back for overnight stays in an NHS if this is the only option for your care.
Most providers offer a flexible approach allowing you to select the cover and premium that is right for you, there are several policies available with or without the need for medical examinations being carried out or doctors report however it needs to be noted that most pre-existing medical conditions are not always covered.
Private Medical Insurance Advice
There are various ways you can apply for such cover, either full medical underwriting, moratorium or continued medical exclusions if you already have a policy and wish to move provider. Our experienced and knowledgeable private medical insurance advisors help you make the best decision on which is the best way to undertake any cover and the most appropriate policy to suit your needs.
For employers, providing a PMI policy can shorten workplace illnesses given the option for quicker waiting times, therefore, increasing productivity as well as providing an incentive to the employees. This has never been more relevant considering the current record levels of waiting lists for NHS treatment.
Get in touch today with one of our friendly medical insurance advisors, and take the first step to complete peace of mind.
R H Financial Consultants Ltd act as a credit broker not a lender for Private Medical Insurance.
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